.traffic-light-section {
            padding-bottom: 100px;
            background: #ffffff;
        }


        .traffic-arrow {
            font-size: 24px;
            color: var(--blue);
            margin: 0 10px;
        }
.subtitle {
    position: relative;
    display: block;
    font-family: "Manrope", sans-serif;
    font-size: 20px;
    line-height: 27px;
    color: var(--primary-black);
    max-width: 800px;
}
        .exclusion-card {
                position: relative;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
            background: linear-gradient(135deg, #1a1a1a 0%, #000000 100%);
            border-radius: 15px;
            padding: 30px;
            color: white;
            text-align: center;
            border: 3px solid #d9272c;
            box-shadow: 0 10px 30px rgba(217, 39, 44, 0.3);
        }

        .exclusion-card h3 {
            font-size: 28px;
            margin-bottom: 15px;
            color: #ff4444;
            text-transform: uppercase;
            letter-spacing: 2px;
        }

        .exclusion-card p {
            font-size: 16px;
            line-height: 1.6;
            opacity: 0.9;
        }

        .grades-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(335px, 1fr));
            gap: 25px;
            margin-top: 40px;
        }

        .grade-card {
            border-radius: 15px;
            padding: 30px;
            transition: all 0.3s ease;
            position: relative;
            overflow: hidden;
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
        }

        .grade-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 10px 35px rgba(0, 0, 0, 0.15);
        }

        .grade-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 5px;
            background: linear-gradient(90deg, rgba(255,255,255,0.3) 0%, rgba(255,255,255,0.1) 100%);
        }

        .grade-red {
            background: linear-gradient(135deg, #ff6b6b 0%, #ee5a52 100%);
            color: white;
        }

        .grade-orange {
            background: linear-gradient(135deg, #ffa94d 0%, #ff922b 100%);
            color: white;
        }

        .grade-green {
            background: linear-gradient(135deg, #51cf66 0%, #37b24d 100%);
            color: white;
        }

        .grade-yellow {
            background: linear-gradient(135deg, #ffd700 0%, #ffed4e 50%, #ffd700 100%);
            color: #333;
            box-shadow: 0 10px 40px rgba(255, 215, 0, 0.4);
        }


        .grade-gold {
            background-image: url(../img/gold-3.jpg);
            color: #333;
            border: 3px solid #d4af37;
            box-shadow: 0 10px 40px rgba(255, 215, 0, 0.4);
            background-position: center;
            background-size: cover;
            background-repeat: no-repeat;
        }

        .grade-gold::after {
            content: '⭐';
            position: absolute;
            top: 15px;
            right: 15px;
            font-size: 32px;
            opacity: 0.3;
        }

        .grade-level {
            font-size: 14px;
            text-transform: uppercase;
            letter-spacing: 1.5px;
            font-weight: 600;
            margin-bottom: 10px;
            opacity: 0.9;
        }

        .grade-title {
            font-size: 24px;
            font-weight: 700;
            margin-bottom: 15px;
        }

        .grade-description {
            font-size: 14px;
            line-height: 1.6;
            margin-bottom: 20px;
            opacity: 0.95;
        }

        .grade-rate {
            font-size: 28px;
            font-weight: 700;
            padding: 15px;
            background: rgba(255, 255, 255, 0.2);
            border-radius: 10px;
            text-align: center;
            margin-top: auto;
        }

        .grade-gold .grade-rate {
            background: rgba(0, 0, 0, 0.1);
            box-shadow: inset 0 2px 10px rgba(0, 0, 0, 0.1);
        }

        .grade-yellow .grade-rate {
            background: rgba(0, 0, 0, 0.05);
        }

        .grade-highlight {
            background: rgba(255, 255, 255, 0.2);
            padding: 12px;
            border-radius: 8px;
            margin-top: 15px;
            font-size: 13px;
            line-height: 1.5;
        }

        .grade-yellow .grade-highlight,
        .grade-gold .grade-highlight {
            background: rgba(0, 0, 0, 0.05);
        }

        .grade-highlight strong {
            font-weight: 700;
        }
        
        @media (max-width: 991.98px) {
            .traffic-light-section {
                padding-bottom: 40px;
            }
        }

        @media (max-width: 768px) {

            .grades-grid {
                grid-template-columns: 1fr;
                gap: 20px;
            }

            .traffic-arrow {
                font-size: 18px;
                margin: 0 5px;
            }
        }